With my current house, I have lots of equity, and can afford a bigger house. We could afford some of the houses that we talk about.
If we did not already own a house, we could really afford our current house.
In other words, a house that was affordable by one person, me, now requires two people to afford, and that includes all my raises over the years. In-fucking-credible. I really have made NEGATIVE progress. Everyone has. (Who can keep up with 20% increases PER YEAR?)
(Mind you, I used some mildly made-up numbers, but the numbers were reasonable enough.)