I had a mortgage fishing call the other week. I wasn't sure it was fishing at first, but they tripped my alarms. If you get a call, and they tell you, "We need you to give us your XXX and YYY as proof of your idenitity," then they are fishing. THEY called YOU. They need to prove who they are before you prove who you are.
In my case, they:
- Had no music on hold
- The person that I spoke to could not quote current rates
- They could not send rates by mail!!!
- There was no jabbering from others on other phones.
- Asked for my SSN as proof-of-identiy. WARNING!!!